Five reasons to schedule your dental treatment before the end of the year
It’s already November, and if you still have unused dental benefits, they will slip away at the end of December. Here’s 5 big reasons to call My Dentist in Plano before the end of the year.
1: Your Deductibles
Deductibles are the amount of money you pay out of pocket before your actual benefits take effect. When your plan rolls over at the start of the new year, you need to repay your deductible before you can take advantage of your benefits again.
2: Getting Maximum Benefit From Your Insurance
Dental plans provide a certain dollar amount to be spent on dental care annually. This amount varies based on your dental insurance, but averages $1000 per person each year. Most often, these benefits reset each year. If you haven’t used it up by then, it will be forfeited.
3: Fee Increases
Many times, the start of the new year is when insurance companies revisit their fees. It’s important to use your benefits fully because it is possible your fees will be adjusted for for cost of living or increased materials cost. Increases in your fees can also mean a higher copay.
4: Your Premiums
You’re paying for your dental benefits, so take advantage of them! Many people don’t use up their benefits only to have their insurance company take their money away from them. Use your benefits and keep your money in your own pocket.
5: Dental Problems Get Worse Over Time
By delaying treatment, you may be opening the door to more extensive treatment in the future. A simple cavity now could turn into a root canal or extraction down the road. By using your benefits to care for your teeth now, you can save more money in the long run.
If you’re interested in finding out if you have remaining benefits for the 2015 calendar year, call Dr. Dickson’s My Dentist in Plano today. We will be happy to expedite an appointment for you to help you use your benefits up.
Now is the time to call us since this may also be your oppoortunity to upgrade your smile with a whitening treatment before the holidays. By scheduling your dental treatment before December 31st, we will be able to help you get the most from you dental benefits.